Credit Risk Management Of Banks In India

Name: Credit Risk Management Of Banks In India
Brand: LAP LAMBERT Academic Publishing
Availability: OutOfStock
Rating: 5 (1 reviews)

By Dhananjay Mandlik

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Description

This book explains why credit risk management sits at the heart of banking stability. It shows how banks identify, assess, and control the risk of borrower default. Loans, bonds, and credit exposures form the core focus. The discussion highlights how financial crises and complex global markets have made risk control more critical than ever. Banks must protect solvency while sustaining profitability.The book explains the role of the Basel Accords in shaping modern credit risk practices. Basel II and Basel III introduce structured methods to measure risk and determine capital adequacy. Credit risk weights emerge as a key tool for linking asset risk with capital requirements. Alongside global standards, national regulation is equally important. In India, the Reserve Bank of India aligns Basel norms with local market realities, ensuring discipline and stability.Internal rating systems receive special attention. These systems assess borrower creditworthiness using financial strength, past performance, economic trends, and regulatory conditions. The book emphasizes balancing risk and return through strong models, portfolio diversification, and continuous monitoring.

Product details

Binding:: Paperback
Number of Pages:: 316
Release Date:: 2026-01-16
Publication Date:: 2026-01-16
Publisher:: LAP LAMBERT Academic Publishing
Languages:: Original: English
ISBN10:: 6209490840
ISBN13:: 9786209490842
Weight:: 489 g
Height:: 150 cm
Width:: 220 cm
Thickness:: 19 cm

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