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The Smart Money Guide for Broke People
0 - Default Title
Description
WHAT'S INSIDE: PART I - THE AWAKENING Uncover the truth behind your money habits, confront financial fears, and break unhealthy patterns that keep you stuck. PART II - THE RESET Replace chaos with clarity using peace-building practices, budgeting tools, and Scripture-based exercises that restore order. PART III - THE SHIFT Align faith and finances so your decisions reflect purpose, values, and long-term vision. PART IV - THE REBUILD Create systems and habits that protect progress through saving strategies, stewardship tools, and foundational routines. PART V - THE RISE Step confidently into abundance, purpose, and legacy-focused thinking. Redefine prosperity through God's lens. PART VI - THE FLOURISHING Sustain momentum and prevent relapse while living with gratitude, balance, and wisdom. PART VII - TRANSFORMATION IN ACTION A complete 40-Day Smart Money Challenge featuring Scripture, reflection, and daily action steps to shift your financial life from the inside out.
BONUS TOOLS INCLUDED: Monthly budget templates Debt tracker Gratitude and giving logs Faith declarations and affirmations Legacy and purpose worksheets Certificate of Completion Reflection pages for breakthroughs and testimonies Scripture-guided journaling prompts Peace, planning, and prosperity checklists
¿ WHO THIS WORKBOOK IS FOR:¿ Anyone feeling stuck financially and seeking a faith-centered fresh start ¿ Those wanting practical tools grounded in Scripture ¿ Individuals ready to rebuild finances with discipline and peace ¿ Readers focused on transforming mindset, habits, and legacy ¿ People seeking a clear, step-by-step path from struggle to stewardship
¿ ABOUT THE AUTHORCarol Bernice is a transformational author, speaker, and faith-driven businesswoman dedicated to helping individuals renew their minds, heal financially, and build legacy wealth through wisdom and stewardship. Her mission is to empower people to live abundantly-spiritually, emotionally, and financially.Learn more at CarolBernice.com.
¿ If you're ready to experience breakthrough, healing, and restoration in your finances, this workbook will guide you every step of the way.
Product details
Binding:
Paperback
Number of Pages:
148
Release Date:
2025-12-23
Publication Date:
2025-12-23
Publisher:
Carol Bernice
Languages:
Original:
English
ISBN13:
9798295496332
GPSR Manufacturer Reference:
Weight:
571 g
Height:
216 cm
Width:
280 cm
Thickness:
10 cm
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